{"id":339,"date":"2026-04-10T04:13:00","date_gmt":"2026-04-10T04:13:00","guid":{"rendered":"https:\/\/axasegurodeauto.com.mx\/blog\/?p=339"},"modified":"2026-04-10T15:35:00","modified_gmt":"2026-04-10T15:35:00","slug":"deducible-axa","status":"publish","type":"post","link":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/","title":{"rendered":"\u00bfC\u00f3mo funciona el Deducible de AXA?"},"content":{"rendered":"\n<p>Cuando contratas una <strong><a href=\"https:\/\/axasegurodeauto.com.mx\/blog\/poliza-de-seguro-de-auto-axa\/\" target=\"_blank\" rel=\"noreferrer noopener\">p\u00f3liza de seguro AXA<\/a><\/strong>, es muy importante que conozcas c\u00f3mo funciona el deducible AXA. <\/p>\n\n\n\n<p>Ya que, el deducible puede determinar cu\u00e1nto pagar\u00e1s en caso de siniestro.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdndice<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#%C2%BFQue_es_el_deducible_AXA_del_seguro_de_auto\" >\u00bfQu\u00e9 es el deducible AXA del seguro de auto?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#Tabla_de_deducibles_AXA\" >Tabla de deducibles AXA<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#%C2%BFComo_funciona_el_deducible_en_AXA\" >\u00bfC\u00f3mo funciona el deducible en AXA?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#Deducible_por_danos_materiales\" >Deducible por da\u00f1os materiales<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#Deducible_por_robo_total\" >Deducible por robo total<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#Deducible_en_choques_leves_y_perdida_total\" >Deducible en choques leves y p\u00e9rdida total<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#Paso_a_paso_para_pagar_tu_deducible_en_AXA\" >Paso a paso para pagar tu deducible en AXA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#%C2%BFQue_pasa_si_el_dano_es_menor_al_deducible\" >\u00bfQu\u00e9 pasa si el da\u00f1o es menor al deducible?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#%C2%BFEl_deducible_se_paga_siempre\" >\u00bfEl deducible se paga siempre?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#%C2%BFA_quien_se_le_paga_el_deducible\" >\u00bfA qui\u00e9n se le paga el deducible?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#%C2%BFAXA_puede_cobrar_mas_del_deducible\" >\u00bfAXA puede cobrar m\u00e1s del deducible?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#Diferencia_entre_deducible_y_coaseguro\" >Diferencia entre deducible y coaseguro<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#%C2%BFCuando_no_aplica_el_deducible\" >\u00bfCu\u00e1ndo no aplica el deducible?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#Consejos_para_elegir_tu_deducible\" >Consejos para elegir tu deducible<\/a><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_el_deducible_AXA_del_seguro_de_auto\"><\/span><strong>\u00bfQu\u00e9 es el deducible AXA del seguro de auto?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>El deducible es la <strong>cantidad de dinero que debes pagar <\/strong>en caso de accidente antes de que <a href=\"https:\/\/axasegurodeauto.com.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">AXA Seguros M\u00e9xico<\/a> cubra el resto de los da\u00f1os.<\/p>\n\n\n\n<p>Por ejemplo, si tienes un deducible del 5% sobre el valor comercial de tu auto y cuesta $200,000 pesos, tu deducible ser\u00eda de $10,000. Si sufres un choque por da\u00f1os de $40,000, <strong>t\u00fa pagar\u00e1s $10,000 y AXA cubrir\u00e1 los $30,000 restantes.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tabla_de_deducibles_AXA\"><\/span><strong>Tabla de deducibles AXA<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Cobertura<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Deducible AXA<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Aplica en coberturas<\/strong><\/td><\/tr><tr><td>Da\u00f1os materiales<\/td><td class=\"has-text-align-center\" data-align=\"center\">5% del valor comercial<\/td><td class=\"has-text-align-center\" data-align=\"center\">Choques, desastres naturales, vandalismo<\/td><\/tr><tr><td>Robo total<\/td><td class=\"has-text-align-center\" data-align=\"center\">10% del valor comercial<\/td><td class=\"has-text-align-center\" data-align=\"center\">En caso que el auto no se recupere<\/td><\/tr><tr><td>Deducible cero (opcional)<\/td><td class=\"has-text-align-center\" data-align=\"center\">0%<\/td><td class=\"has-text-align-center\" data-align=\"center\">S\u00ed se contrata cobertura adicional<\/td><\/tr><tr><td>P\u00e9rdida total<\/td><td class=\"has-text-align-center\" data-align=\"center\">S\u00ed aplica<\/td><td class=\"has-text-align-center\" data-align=\"center\">Se descuenta de la indemnizaci\u00f3n<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Los porcentajes pueden variar seg\u00fan el plan contratado y las condiciones particulares de la p\u00f3liza.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_funciona_el_deducible_en_AXA\"><\/span><strong>\u00bfC\u00f3mo funciona el deducible en AXA?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Los deducibles AXA aplican para los da\u00f1os materiales y robo toatl. Conoce como funciona cada una:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Deducible_por_danos_materiales\"><\/span><strong>Deducible por da\u00f1os materiales<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Se aplica cuando tu veh\u00edculo sufre da\u00f1os f\u00edsicos a causa de un accidente, fen\u00f3menos naturales o vandalismo. Recuerda que el deducible aplica con el 5% del valor comercial el auto.<\/p>\n\n\n\n<p>Por ejemplo, si el valor de tu coche es de $150,000, el deducible ser\u00e1 de $7,500. En <a href=\"https:\/\/axasegurodeauto.com.mx\/\" target=\"_blank\" rel=\"noreferrer noopener\">AXA Seguros<\/a> se cubren los da\u00f1os si el monto de reparaci\u00f3n es superior a ese valor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Deducible_por_robo_total\"><\/span><strong>Deducible por robo total<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Aplica cuando tu auto es robado y no se recupera, para este caso, el deducible puede variar, pero en la mayor\u00eda de los casos es del <strong>10% del valor comercial<\/strong>.<\/p>\n\n\n\n<p>Para ejemplificar el deducible por robo, si te roban el coche con valor de $180,000; AXA te pagar\u00e1 $162,000 y t\u00fa absorber\u00e1s los $18,000 del deducible.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Deducible_en_choques_leves_y_perdida_total\"><\/span><strong>Deducible en choques leves y p\u00e9rdida total<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>En choques leves<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si el da\u00f1o <strong>no supera el deducible<\/strong>, el asegurado paga todo.<\/li>\n\n\n\n<li>Si el da\u00f1o <strong>supera el deducible<\/strong>, el asegurado paga el deducible y AXA cubre el resto.<\/li>\n<\/ul>\n\n\n\n<p><strong>En p\u00e9rdida total<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>El deducible <strong>s\u00ed se aplica<\/strong>.<\/li>\n\n\n\n<li>AXA paga el valor comercial, factura o convenido <strong>menos el deducible<\/strong>.<\/li>\n\n\n\n<li>En robo total, el deducible suele ser <strong>m\u00e1s alto<\/strong> que en da\u00f1os materiales.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Paso_a_paso_para_pagar_tu_deducible_en_AXA\"><\/span><strong>Paso a paso para pagar tu deducible en AXA<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Ingresa en https:\/\/axa.mx<\/li>\n\n\n\n<li>Ve al apartado &#8220;Servicios en l\u00ednea&#8221; &#8211; &#8220;Siniestros&#8221; &#8211; da clic en Pagar deducible.<\/li>\n\n\n\n<li>Selecciona la opci\u00f3n Cliente y resuelve el captcha para continuar.<\/li>\n\n\n\n<li>Ingresa el n\u00famero de siniestro, si no cuentas con \u00e9l, captura el n\u00famero de tu p\u00f3liza de seguros.<\/li>\n\n\n\n<li>Confirma el monto y selecciona la forma de pago de tu preferencia:\n<ul class=\"wp-block-list\">\n<li>Tarjeta de d\u00e9bito o cr\u00e9dito.<\/li>\n\n\n\n<li>Transferencia bancaria. <\/li>\n\n\n\n<li>Para <strong>realizar el pago del deducible<\/strong> deber\u00e1s buscar el <strong>concepto Pago de Servicios y seleccionar el n\u00famero de convenio<\/strong> asociado.<\/li>\n\n\n\n<li>Referencia de pago.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Agrega tu correo electr\u00f3nico para recibir la informaci\u00f3n acerca de la forma de pago que seleccionaste.<\/li>\n\n\n\n<li>Una vez realizado tu pago se ver\u00e1 reflejado en un plazo de 24 horas. (Si realizas tu pago en viernes, s\u00e1bado o domingo, se reflejar\u00e1 hasta el martes).<\/li>\n<\/ol>\n\n\n\n<p>Recuerda que es muy importante presentar tu comprobante de pago al momento de la entrega de tu auto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_pasa_si_el_dano_es_menor_al_deducible\"><\/span><strong>\u00bfQu\u00e9 pasa si el da\u00f1o es menor al deducible?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>En caso de que la reparaci\u00f3n del auto sea <strong>menor al monto del deducible, en AXA no realizamos ning\u00fan pago<\/strong> y el <strong>asegurado debe cubrir el total de los da\u00f1os<\/strong>.<\/p>\n\n\n\n<p>Por ejemplo, el deducible por da\u00f1os materiales es de: <strong>$10,000<\/strong>, los costos de reparaci\u00f3n ser\u00edan: <strong>$7,000.<\/strong><\/p>\n\n\n\n<p>En este caso, <strong>AXA no cubre el siniestro<\/strong>, ya que el da\u00f1o no supera el deducible. Por ello, el deducible funciona como un <strong>m\u00ednimo a partir del cual el seguro comienza a pagar.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFEl_deducible_se_paga_siempre\"><\/span><strong>\u00bfEl deducible se paga siempre?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>No, el deducible no se paga siempre. Solo aplica en algunas coberturas y situaciones espec\u00edficas.<\/p>\n\n\n\n<p><strong>El deducible s\u00ed se paga:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u00ed eres responsable del accidente.<\/li>\n\n\n\n<li>No hay otra persona identificada o asegurada.<\/li>\n\n\n\n<li>El siniestro es por robo total o da\u00f1os materiales.<\/li>\n<\/ul>\n\n\n\n<p><strong>El deducible no se paga cuando:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Una persona es responsable, cuenta con seguro vigente y AXA logra la recuperaci\u00f3n del da\u00f1o.<\/li>\n\n\n\n<li>Tienes contratada una cobertura de <strong>deducible cero<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFA_quien_se_le_paga_el_deducible\"><\/span><strong>\u00bfA qui\u00e9n se le paga el deducible?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Debes pagar el deducible al taller o agencia cuando el veh\u00edculo se repara; adem\u00e1s, se descuenta la indemnizaci\u00f3n en caso de robo total o p\u00e9rdida total. Recuerda que <strong>nunca se paga directamente al ajustador.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFAXA_puede_cobrar_mas_del_deducible\"><\/span><strong>\u00bfAXA puede cobrar m\u00e1s del deducible?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>AXA no puede cobrar m\u00e1s del deducible establecido en la p\u00f3liza<\/strong>. Sin embargo, hay situaciones donde el asegurado podr\u00eda pagar un monto adicional:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Da\u00f1os no relacionados con el siniestro.<\/li>\n\n\n\n<li>Reparaciones o accesorios no cubiertos.<\/li>\n\n\n\n<li>Diferencias por depreciaci\u00f3n o mejoras solicitadas.<\/li>\n\n\n\n<li>Multas, corral\u00f3n o gastos externos al siniestro.<\/li>\n<\/ul>\n\n\n\n<p>En <strong>AXA estamos obligados a cubrir lo estipulado en el contrato<\/strong>, por eso es clave revisar las condiciones generales.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Diferencia_entre_deducible_y_coaseguro\"><\/span><strong>Diferencia entre deducible y coaseguro<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>En la siguiente tabla te mostramos las diferencias principales entre deducible y coaseguro:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Deducible<\/strong><\/td><td><strong>Coaseguro<\/strong><\/td><\/tr><tr><td>Aplica en el seguro de auto.<\/td><td>Aplica para el seguros de gastos m\u00e9dicos mayores.<\/td><\/tr><tr><td>Cantidad fija o porcentaje que paga el asegurado antes de que la aseguradora cubra el resto.<\/td><td>Porcentaje que el asegurado paga <strong>sobre el monto total del siniestro <\/strong>(incluso despu\u00e9s del deducible).<\/td><\/tr><tr><td>Se calcula con base en el valor del veh\u00edculo.<\/td><td>Aplica varias veces en un mismo evento m\u00e9dico.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCuando_no_aplica_el_deducible\"><\/span><strong>\u00bfCu\u00e1ndo no aplica el deducible?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Hay situaciones en las que <strong>AXA no cobra el deducible<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si el <strong>otro conductor es culpable<\/strong> y tiene un seguro vigente.<\/li>\n\n\n\n<li>Si cuentas con la cobertura de <strong>deducible cero<\/strong>, que puedes contratar como adicional.<\/li>\n\n\n\n<li>En algunos planes, como el de <strong>auto protegido AXA<\/strong>, puedes tener beneficios de reducci\u00f3n o eliminaci\u00f3n de deducible.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Consejos_para_elegir_tu_deducible\"><\/span><strong>Consejos para elegir tu deducible<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Eval\u00faa tu presupuesto:<\/strong> el deducible bajo implica una prima m\u00e1s cara y un deducible alto reduce el <a href=\"https:\/\/axasegurodeauto.com.mx\/blog\/axa-seguros-autos\/\" target=\"_blank\" rel=\"noreferrer noopener\">costo del seguro AXA<\/a>, pero aumenta lo que pagas si sufres un siniestro.<\/li>\n\n\n\n<li><strong>Considera el valor de tu auto:<\/strong> Si tu auto ya es antiguo o su valor es bajo, quiz\u00e1 no convenga pagar mucho por un deducible.<\/li>\n\n\n\n<li><strong>Analiza tu historial de manejo:<\/strong> Si eres un conductor precavido y rara vez tienes incidentes, podr\u00edas considerar un deducible m\u00e1s alto para ahorrar en la prima anual.<\/li>\n<\/ol>\n\n\n\n<p>Eval\u00faa tus necesidades, compara coberturas y no dudes en preguntar a tu agente por opciones como deducible cero o reducci\u00f3n de deducible. As\u00ed, estar\u00e1s protegido sin sorpresas al momento de un accidente o robo.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-midnight-gradient-background has-background wp-element-button\" href=\"https:\/\/axasegurodeauto.com.mx\/\"><strong>\u00a1Cotiza aqu\u00ed!<\/strong><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Cuando contratas una p\u00f3liza de seguro AXA, es muy importante que conozcas c\u00f3mo funciona el deducible AXA. Ya que, el [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":370,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[9],"tags":[],"class_list":["post-339","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-de-auto-axa"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>\u00bfC\u00f3mo funciona el Deducible de AXA?<\/title>\r\n<meta name=\"description\" content=\"Descubre c\u00f3mo saber cu\u00e1nto cuesta el deducible en AXA Seguros y c\u00f3mo puedes revisarla en tu p\u00f3liza de seguro.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/\" \/>\r\n<meta property=\"og:locale\" content=\"es_MX\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"\u00bfC\u00f3mo funciona el Deducible de AXA?\" \/>\r\n<meta property=\"og:description\" content=\"Descubre c\u00f3mo saber cu\u00e1nto cuesta el deducible en AXA Seguros y c\u00f3mo puedes revisarla en tu p\u00f3liza de seguro.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Axa Seguros\" \/>\r\n<meta property=\"article:published_time\" content=\"2026-04-10T04:13:00+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2026-04-10T15:35:00+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/07\/deducible-AXA.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"768\" \/>\r\n\t<meta property=\"og:image:height\" content=\"400\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"Karina Estrada\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/karinabernaal98\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Karina Estrada\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutos\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/\"},\"author\":{\"name\":\"Karina Estrada\",\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/#\/schema\/person\/cbbb7b63032bf8f041c7b3067108bbdd\"},\"headline\":\"\u00bfC\u00f3mo funciona el Deducible de AXA?\",\"datePublished\":\"2026-04-10T04:13:00+00:00\",\"dateModified\":\"2026-04-10T15:35:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/\"},\"wordCount\":1155,\"publisher\":{\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/07\/deducible-AXA.jpg\",\"articleSection\":[\"Seguro de Auto AXA\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/\",\"url\":\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/\",\"name\":\"\u00bfC\u00f3mo funciona el Deducible de AXA?\",\"isPartOf\":{\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/07\/deducible-AXA.jpg\",\"datePublished\":\"2026-04-10T04:13:00+00:00\",\"dateModified\":\"2026-04-10T15:35:00+00:00\",\"description\":\"Descubre c\u00f3mo saber cu\u00e1nto cuesta el deducible en AXA Seguros y c\u00f3mo puedes revisarla en tu p\u00f3liza de seguro.\",\"breadcrumb\":{\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#primaryimage\",\"url\":\"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/07\/deducible-AXA.jpg\",\"contentUrl\":\"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/07\/deducible-AXA.jpg\",\"width\":768,\"height\":400,\"caption\":\"deducible-AXA\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/axasegurodeauto.com.mx\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00bfC\u00f3mo funciona el Deducible de AXA?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/#website\",\"url\":\"https:\/\/axasegurodeauto.com.mx\/blog\/\",\"name\":\"Axa Seguros\",\"description\":\"En Axa Seguros encuentra el plan ideal de protecci\u00f3n para tu seguro. \u00a1Cotiza aqu\u00ed!\",\"publisher\":{\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/axasegurodeauto.com.mx\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/#organization\",\"name\":\"Axa Seguros\",\"alternateName\":\"Axa Seguros\",\"url\":\"https:\/\/axasegurodeauto.com.mx\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/04\/logo-axa.png\",\"contentUrl\":\"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/04\/logo-axa.png\",\"width\":300,\"height\":300,\"caption\":\"Axa Seguros\"},\"image\":{\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/#\/schema\/person\/cbbb7b63032bf8f041c7b3067108bbdd\",\"name\":\"Karina Estrada\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/axasegurodeauto.com.mx\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/bb7cc293c7f8d188257ffeaf5d8ec9a1bf5075c01e8843632534ee61558ddcbd?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/bb7cc293c7f8d188257ffeaf5d8ec9a1bf5075c01e8843632534ee61558ddcbd?s=96&d=mm&r=g\",\"caption\":\"Karina Estrada\"},\"description\":\"Redactora SEO Escritora SEO con experiencia en el sector asegurador, dedicada a crear contenido optimizado que informe y empodere a los usuarios. Su enfoque es desarrollar art\u00edculos claros y \u00fatiles, con el objetivo de facilitar el acceso a informaci\u00f3n confiable que ayude a tomar decisiones inteligentes sobre seguros y finanzas.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/karina-bernal-827285280\/\",\"https:\/\/x.com\/https:\/\/twitter.com\/karinabernaal98\"],\"url\":\"https:\/\/axasegurodeauto.com.mx\/blog\/author\/karinae\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00bfC\u00f3mo funciona el Deducible de AXA?","description":"Descubre c\u00f3mo saber cu\u00e1nto cuesta el deducible en AXA Seguros y c\u00f3mo puedes revisarla en tu p\u00f3liza de seguro.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/","og_locale":"es_MX","og_type":"article","og_title":"\u00bfC\u00f3mo funciona el Deducible de AXA?","og_description":"Descubre c\u00f3mo saber cu\u00e1nto cuesta el deducible en AXA Seguros y c\u00f3mo puedes revisarla en tu p\u00f3liza de seguro.","og_url":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/","og_site_name":"Axa Seguros","article_published_time":"2026-04-10T04:13:00+00:00","article_modified_time":"2026-04-10T15:35:00+00:00","og_image":[{"width":768,"height":400,"url":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/07\/deducible-AXA.jpg","type":"image\/jpeg"}],"author":"Karina Estrada","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/karinabernaal98","twitter_misc":{"Written by":"Karina Estrada","Est. reading time":"6 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#article","isPartOf":{"@id":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/"},"author":{"name":"Karina Estrada","@id":"https:\/\/axasegurodeauto.com.mx\/blog\/#\/schema\/person\/cbbb7b63032bf8f041c7b3067108bbdd"},"headline":"\u00bfC\u00f3mo funciona el Deducible de AXA?","datePublished":"2026-04-10T04:13:00+00:00","dateModified":"2026-04-10T15:35:00+00:00","mainEntityOfPage":{"@id":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/"},"wordCount":1155,"publisher":{"@id":"https:\/\/axasegurodeauto.com.mx\/blog\/#organization"},"image":{"@id":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#primaryimage"},"thumbnailUrl":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/07\/deducible-AXA.jpg","articleSection":["Seguro de Auto AXA"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/","url":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/","name":"\u00bfC\u00f3mo funciona el Deducible de AXA?","isPartOf":{"@id":"https:\/\/axasegurodeauto.com.mx\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#primaryimage"},"image":{"@id":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#primaryimage"},"thumbnailUrl":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/07\/deducible-AXA.jpg","datePublished":"2026-04-10T04:13:00+00:00","dateModified":"2026-04-10T15:35:00+00:00","description":"Descubre c\u00f3mo saber cu\u00e1nto cuesta el deducible en AXA Seguros y c\u00f3mo puedes revisarla en tu p\u00f3liza de seguro.","breadcrumb":{"@id":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#primaryimage","url":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/07\/deducible-AXA.jpg","contentUrl":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/07\/deducible-AXA.jpg","width":768,"height":400,"caption":"deducible-AXA"},{"@type":"BreadcrumbList","@id":"https:\/\/axasegurodeauto.com.mx\/blog\/deducible-axa\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/axasegurodeauto.com.mx\/blog\/"},{"@type":"ListItem","position":2,"name":"\u00bfC\u00f3mo funciona el Deducible de AXA?"}]},{"@type":"WebSite","@id":"https:\/\/axasegurodeauto.com.mx\/blog\/#website","url":"https:\/\/axasegurodeauto.com.mx\/blog\/","name":"Axa Seguros","description":"En Axa Seguros encuentra el plan ideal de protecci\u00f3n para tu seguro. \u00a1Cotiza aqu\u00ed!","publisher":{"@id":"https:\/\/axasegurodeauto.com.mx\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/axasegurodeauto.com.mx\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/axasegurodeauto.com.mx\/blog\/#organization","name":"Axa Seguros","alternateName":"Axa Seguros","url":"https:\/\/axasegurodeauto.com.mx\/blog\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/axasegurodeauto.com.mx\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/04\/logo-axa.png","contentUrl":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-content\/uploads\/2025\/04\/logo-axa.png","width":300,"height":300,"caption":"Axa Seguros"},"image":{"@id":"https:\/\/axasegurodeauto.com.mx\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/axasegurodeauto.com.mx\/blog\/#\/schema\/person\/cbbb7b63032bf8f041c7b3067108bbdd","name":"Karina Estrada","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/axasegurodeauto.com.mx\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/bb7cc293c7f8d188257ffeaf5d8ec9a1bf5075c01e8843632534ee61558ddcbd?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/bb7cc293c7f8d188257ffeaf5d8ec9a1bf5075c01e8843632534ee61558ddcbd?s=96&d=mm&r=g","caption":"Karina Estrada"},"description":"Redactora SEO Escritora SEO con experiencia en el sector asegurador, dedicada a crear contenido optimizado que informe y empodere a los usuarios. Su enfoque es desarrollar art\u00edculos claros y \u00fatiles, con el objetivo de facilitar el acceso a informaci\u00f3n confiable que ayude a tomar decisiones inteligentes sobre seguros y finanzas.","sameAs":["https:\/\/www.linkedin.com\/in\/karina-bernal-827285280\/","https:\/\/x.com\/https:\/\/twitter.com\/karinabernaal98"],"url":"https:\/\/axasegurodeauto.com.mx\/blog\/author\/karinae\/"}]}},"_links":{"self":[{"href":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-json\/wp\/v2\/posts\/339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-json\/wp\/v2\/comments?post=339"}],"version-history":[{"count":11,"href":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-json\/wp\/v2\/posts\/339\/revisions"}],"predecessor-version":[{"id":1340,"href":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-json\/wp\/v2\/posts\/339\/revisions\/1340"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-json\/wp\/v2\/media\/370"}],"wp:attachment":[{"href":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-json\/wp\/v2\/media?parent=339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-json\/wp\/v2\/categories?post=339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/axasegurodeauto.com.mx\/blog\/wp-json\/wp\/v2\/tags?post=339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}